If you do not have insurance and the fault was yours, insurance company of the other driver would attempt to recover the penalty amount for the damages from you. If you would not compensate the penalty amount, the insurance company has a right to take you to court. If the other driver is not insurance, then the other driver may take you to the court for damages. Matt is riving in his car and runs a stop sign. He hits an oncoming driver, Austin and here is damage to the other drivers dor. What two elements are needed to establish legal liability?
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